CalPERS 2026 Health Plan Rates
CalPERS’ health care Open Enrollment starts September 15–October 10, 2025. To help you choose a medical plan for next year, this table compares the monthly premiums for each in-state medical program in 2025 and 2026 and your out-of-pocket costs after the State pays its share. More Open Enrollment information is available through your myCalPERS account. Changes made during Open Enrollment take effect on January 1, 2026.
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Notes about Health Plan Changes: |
Blue Shield Trio exits Monterey County, and Blue Shield Access+ expands into Monterey County |
For many of the plans, CVS Caremark will replace OptumRx as the new pharmacy benefits manager. You can read more about CVS Caremark and watch a recorded webinar here: https://www.calpers.ca.gov/members/health-benefits/plans-and-rates/cvs-caremark-pharmacy-benefits |