CalPERS 2020 Health Plan Rates

The CalPERS Board of Administration has approved new health care rates for 2020.  The overall average increase over the 2019 rates is 4.65%.  Many plans show improvements over the preliminary rates that were released last month, but not by much.  The state’s share of the premiums for CAPS-represented employees is based on a weighted average percentage of the four most utilized plans.  For 2020, the four largest plans are Kaiser Permanente, Blue Shield Access+ HMO, PERS Choice, and UnitedHealthcare HMO.

CalHR Releases Open Enrollment Toolkit. Open Enrollment begins September 9, 2019 and ends October 4, 2019. During this period, eligible employees may enroll in, cancel, or change health, dental, and vision plans; add or delete dependents; enroll (or re-enroll) in a FlexElect program; and or enroll in a cash option in lieu of health and/or dental coverage if you have other qualifying health coverage. The CalHR Toolkit can be found here: https://www.calhr.ca.gov/benefits/Pages/open-enrollment-toolkit.aspx

The 2020 Rates can be previewed here.