CalPERS 2025 Health Plan Rates

CalPERS’ health care Open Enrollment starts September 16 and ends on October 11, 2024. To help you choose a medical plan for next year, this table compares the monthly premiums for each in-state medical program in 2024 and 2025 and your out-of-pocket costs after the State pays its share. More Open Enrollment information is available through your myCalPERS account. Changes made during Open Enrollment take effect on January 1, 2025.

The State 2024 CoBen Contribution for Excluded Employees is $907 (single), $1,750 (two-party), and $2,262 (family).CoBen is the State’s monthly payment toward supervisors’ and managers’ health, dental, and vision care plans.

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Note: Anthem Blue Cross Del Norte EPO is being removed from the 2025 plan offerings.

4 Plans with Service Area Expansions: Blue Shield Trio, Health Net Salud y Mas, Kaiser Permanente Basic, UnitedHealthcare SignatureValue Harmony.

Two New Benefit Design Changes:  Doula benefit for all pregnant and postpartum Basic members, and a travel benefit for medically necessary care for Basic and Medicare members.

Download a PDF of the CalPERS 2025 Premiums chart.