CalPERS 2020 Health Plan Rates

The CalPERS Board of Administration has approved new health care rates for 2020.  The overall average increase over the 2019 rates is 4.65%.  Many plans show improvements over the preliminary rates that were released last month, but not by much.  The state’s share of the premiums for CAPS-represented employees is based on a weighted average percentage of the four most utilized plans.  For 2020, the four largest plans are Kaiser Permanente, Blue Shield Access+ HMO, PERS Choice, and UnitedHealthcare HMO.  If you wish to make any changes to your coverage for 2020, you may do so during the open enrollment period from September 9 to October 4, 2019.  The 2020 Rates can be previewed here.