Public Service Loan Forgiveness Program

Public Service Loan Forgiveness Program
U.S. Department of Education

 

Public Service Loan Forgiveness Program Q&As  |  Employment Certification Form 

 

The Public Service Loan Forgiveness (PSLF) Program forgives the remaining balance on your Direct Loans after you have made 120 qualifying monthly payments under a qualifying repayment plan while working full-time for a qualifying employer.

  • Recipients must be employed full-time for a government organization (at any level: federal, state, local, or tribal); or for a 501 (c)(3).
  • Recipients cannot be employed by a labor union, political organization, for-profit organization, or a non-profit that is not a 501(c)(3). (Meaning that CAPS members would still be eligible.)
  • Recipients must have received a federal student loan under the William D. Ford Federal Direct Loan Program.

-If they received one of a Federal Family Education Loan or a Federal Perkins Loan, they are ineligible. They may be able to become eligible if they consolidate those loan types into a Direct Consolidation Loan.

  • In order to qualify, recipients must have made 120 qualifying monthly payments after October 1, 2007

-Qualifying monthly payments are made:

*For the full amount due;

*No later than 15 days after the due date; and

*While the recipient is employed full-time by a qualifying employer.

-The qualifying monthly payments do not need to be consecutive.

  • It takes 10 years of on-time, full-amount loan payment to qualify for PSLF.
  • Applicants may submit an application once they have made 120 qualifying monthly payments. The program officially starts in October 2017.

Please visit https://studentaid.ed.gov/sa/repay-loans/forgiveness-cancellation/public-service  for additional information.

SIGN THE CAPS-UAW PHOTO PETITION!

You and your fellow scientists have a chance to speak directly to this administration. Your Bargaining Committee goes back to the table THIS Wednesday, July 3rd, where our goal is to share the photo petition! 

You can show this administration that you and your colleagues are united in our demand for equitable pay, and a fair contract that ends the gender pay gap for Bargaining Unit 10 by signing this photo petition. It takes about 30 seconds to sign! 

With over 1,500 fellow scientists signing the photo petition already, your participation matters in conveying our message.

Once a majority of state scientists sign, we, the Bargaining Committee, will work with the Contract Action Team (CAT) to present the petition as a photo collage to this administration to demonstrate our collective power. This action is for your salaries and your future. 

Already signed? Get two of your colleagues to sign the petition as well.  

Participation makes us strong, so take action now!

CLICK HERE TO SIGN THE PHOTO PETITION!

Check out this link to see how a photo collage from a successful organizing campaign looks. Join your colleagues in making yourself heard as we demand fair pay.